If you plan on
using
AmerUSA.net only
a few times a year
or need credit results
fast (today), this is
the most common
option for the
individual
landlord.
Based on
official credit
scoring
algorithms for
underwriting
tenant
applications, a
standard account
enables the
individual
landlord to
receive a credit
decision without
having to comply
with the
mandatory office site
inspection
required by all
major credit
bureaus. The
standard report
is as close as
you can get to a
full credit
report
typically
offered to
professional
account holders.
However, this
report is a
highlighted
format that does
not expose account
numbers or other
identifiers.
Sign up today
and receive just
enough
information to
make an informed decision.
If you require access to an
entire tenant
credit report so you can
personally review all of
its contents and coding,
then a professional
account offering instant
online access 24/7 is
what you'll need, but
you must allow 3-5 days
to set up your account.
All landlords and agents
are required by the
credit bureaus to
complete a registration
packet and undergo a
site inspection where
credit reports will be
pulled and stored. An
inspector will visit
either a home or
commercial office to
verify the landlord's or
agent's identity and the
existence of a lockable
drawer or filing
cabinet. Files will
not be inspected.
There are no minimum
requirements for this
account and most people
are eligible (even those
with just one rental
property). It's the
initial setup time and
onetime inspection fee
that usually deters
people.
