If you plan on
using
AmerUSA.net only
a few times a year
or need credit results
fast (today), this is
the most common
option and probably the
one for
you.
Normally,
landlords and
agents would
have to comply
with
the mandatory
home or
commercial
office site inspection
required by the
major credit
bureaus
(Equifax, Experian and
TransUnion) to
access credit.
However, AmerUSA.net
offers a
credit decision
report which
does not require
an
inspection.
A credit
decision does not
expose your
tenant's account
numbers or other
identifiers. AmerUSA.net
will retrieve the
tenant's data,
manually
underwrite it
and then issue a summary of
the
findings so you
can make an
informed
decision. Free
phone support is
available for
this tenant
screening
service.
If you require access to an
entire tenant
credit report so you can
personally review all of
its contents and coding,
then a professional
account offering instant
online access 24/7 is
what you'll need, but
you must allow 3-5 days
to set up your account.
All landlords and agents
are required by the
credit bureaus to
complete a registration
packet and undergo a
site inspection where
credit reports will be
pulled and stored. An
inspector will visit
either a home or
commercial office to
verify the landlord's or
agent's identity and the
existence of a lockable
drawer or filing
cabinet. Files will
not be inspected.
There are no minimum
requirements for this
account and most people
are eligible (even those
with just one rental
property). It's the
initial setup time and
onetime inspection fee
that usually deters
people.
